If you are a resident of Belgium or the Netherlands

Carsat Hauts-de-France has built up a very close partnership with the pension authorities Service Fédéral des Pensions (SFPD) in Belgium and Sociale Verzekeringsbank (SVB) in the Netherlands. These partnerships are governed by administrative cooperation agreements.

Within this framework, the French, Belgian, and Dutch pension authorities work together :

• to find solutions for faster processing of applications from members who have worked in both countries ;
• to train French, Belgian, and Dutch staff who are in charge of public reception and processing Franco-Belgian and Franco-Dutch applications ;
• to hold international retirement information days for people who have worked or are planning to work in these countries.
• This partnership has also been an opportunity for Carsat Hauts-de-France to create and upload English- and Dutch-language information to our website to help you better understand how your retirement pension insurance works under European Union rules when you submit a Franco-Belgian or Franco-Dutch application.

Who can draw retirement benefits from France’s general scheme ?

Anyone with prior salaried employment in France.

What benefits are available ?

Personal retirement pensions, survivor’s retirement pensions (“retraite de reversion”), elderly solidarity allowance* (“Allocation de Solidarité aux Personnes Agées”/ Aspa), additional disability allowance* (“Allocation supplémentaire d'invalidité”/ ASI), the flat top-up for dependent children* (“majoration forfaitaire pour charge d'enfant”), etc.).

(*eligibility requirements apply)

When ?

• From age 55 for survivor’s retirement pensions,
• From age 58 for personal retirement pensions when certain requirements are met(number of quarters accrued by the employee, age when they began working, etc.).This is referred to as early  retirement based on a long career,
• From age 62 for a full-rate pension when certain requirements are met (number of quarters accrued as determined by year of birth, incapacity for work, etc., or for a reduced-rate pension if the requirements for the full rate are not met)
• At age 67 for a full-rate pension

How ?

• By applying through Service Fédéral des Pensions (SFPD if residing in Belgium) or Sociale Verzekeringsbank (SVB if residing in the Netherlands), 6 months before you plan to retire
• By applying online through the French pension authority l’assurance retraite if you have only worked in France or your last period of employment was in France, no more than 6 months before you plan to retire

We recommend that you submit your application in your country of residence, through the SFPD (Belgium) or SVB (the Netherlands) location nearest your home (links to www.SFPD.be and www.SVB.nl)

What about the supplementary and aligned schemes (same pension calculation rules as the general scheme)?

• Supplementary: AGIRC / ARRCO
• Aligned schemes: MSA, CAVIMAC
  
  

Carsat will forward any applications over to these schemes.

To learn more…

• Brochures Netherlands :
  
  • My career in France and the Netherlands
  • Long Career Early Retirement
  • Frequently asked Questions

• Brochures Belgium
  • My career in France and Belgium
  • Long Career Early Retirement
  • Frequently asked Questions

If you are a resident of another country

Metropolitan France’s pension insurance network is made up of a total of 15 regional pension and occupational health funds (“caisses [régionales] d'assurance retraite et de santé au travail”/ Carsat). Each Carsat office is a designated processing authority. Carsat Hauts-de-France processes applications from Belgium and the Netherlands. The designated Carsat for your country of residence is listed below. If your country of residence does not appear on
the list, please contact us:

By calling +33 9 71 10 39 60 the single number for France’s pension insurance system

3960 (no surcharge)
+33 9 71 10 39 60 if calling from abroad 

Who can draw retirement benefits from France’s general scheme ?

Anyone with prior salaried employment in France.

What benefits are available ?

Personal retirement pensions, survivor’s retirement pensions (“retraite de reversion”), elderly solidarity allowance* (“Allocation de Solidarité aux Personnes Agées”/ Aspa), additional disability allowance* (“Allocation supplémentaire d'invalidité”/ ASI), the flat top-up for dependent children* (“majoration forfaitaire pour charge d'enfant”), etc.).

(*eligibility requirements apply)

When ?

• From age 55 for survivor’s retirement pensions,
• From age 58 for personal retirement pensions when certain requirements are met (number of quarters accrued by the employee, age when they began working, etc.). This is referred to as early  retirement based on a long career,
• From age 62 for a full-rate pension when certain requirements are met (number of quarters accrued as determined by year of birth, incapacity for work, etc., or for a reduced-rate pension if the requirements for the full rate are not met)
• At age 67 for a full-rate pension

How ?

• By applying through the retirement pension authority in your country of residence, 6 months before you plan to retire
• By applying online through the French pension authority l’assurance retraite if you have only worked in France or your last period of employment was in France, no more than 6 months before you plan to retire

We recommend that you submit your application in your country of residence.

What about the supplementary and aligned schemes (same pension calculation rules as the general scheme) ?

• Supplementary: AGIRC / ARRCO
• Aligned schemes: MSA, CAVIMAC

Carsat will forward any applications over to these schemes.